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Business Loan

Fuel Your Business Growth

Expand your business horizons with Mudra Finance Business Loans. Whether you need working capital, want to buy new machinery, or plan to open a new branch, we have the right financial solution for you.

Avail collateral-free business loans up to ₹50 Lakhs with customized repayment options designed to match your cash flow.

✓ Collateral Free
✓ Doorstep Service
✓ Quick Approval
✓ Overdraft Facility
Apply Now
Business Loan Deal - Mudra Finance

Eligibility & Documents

Transparent process to help you get started quickly.

Eligibility Criteria

  • Business Vintage: Minimum 3 years in business
  • Age: 24 to 65 years
  • Turnover: Minimum ₹10 Lakhs annual turnover
  • Profitability: Business should be profit-making for last 2 years
  • CIBIL Score: 700+ preferred

Documents Required

  • KYC Documents: PAN Card, Aadhar Card of Applicant & Co-applicants
  • Business Proof: GST Registration, Shop Act License, etc.
  • Financials: Last 2 years ITR with computation, Balance Sheet, P&L
  • Bank Statement: Last 6 months current account statement
  • Ownership Proof: Business or Residence ownership proof

Interest Rates & Charges

Charge Type Details
Interest Rate Starts from 15% p.a.
Processing Fee Up to 2.5% of loan amount + GST
Loan Tenure 12 to 48 Months
Foreclosure Charges 4% of principal outstanding