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Home Loan

Make Your Dream Home a Reality

Buying a home is one of the biggest financial decisions of your life. With Mudra Finance Home Loans, you can step into your dream home sooner than you think. We offer loans for purchasing a new house, constructing a home, or renovating your existing property.

Enjoy low interest rates, extended tenure up to 30 years, and a simplified approval process.

✓ Low Interest Rates
✓ Long Tenure (up to 30 Years)
✓ Balance Transfer Facility
✓ PMAY Subsidy Benefits
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Home Loan - Mudra Finance

Eligibility & Documents

Simple documentation for a smooth home buying journey.

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Salaried or Self-Employed
  • Income: Minimum ₹20,000 per month
  • CIBIL Score: 720+ preferred
  • Co-applicant: Adding a co-applicant increases eligibility

Documents Required

  • Property Docs: Sale Agreement, Title Deeds, Approved Plan
  • KYC Documents: PAN, Aadhar, Voter ID
  • Income Proof: Salary Slips, ITR, Form 16 (for Salaried)
  • Business Proof: 3 Years ITR, Balance Sheet (for Self-Employed)
  • Bank Statement: Last 6 months bank statement

Interest Rates & Charges

Charge Type Details
Interest Rate Starts from 8.50% p.a.
Processing Fee Up to 0.5% of loan amount + GST
Loan Tenure Up to 30 Years
Max Loan Amount Up to 90% of Property Value